Currency in Tanzania
If you are planning a trip with Eddy Tours and Safaris, understanding the currency in Tanzania will help you avoid problems when paying for hotels, parks, shopping, tips and daily expenses.
This guide explains, in very simple language, how money works, where to change money, how cards are used, and which payment methods are best for visitors.
Currency in Tanzania – what is the official money?
The official currency in Tanzania is the Tanzanian Shilling, written as TZS.
You will see prices written like:
- TZS 5,000
- TZS 25,000
- TZS 120,000
Most local shops, restaurants and transport services use Tanzanian shillings.
Currency in Tanzania – can I use US dollars?
Yes. In many tourism places, especially safari lodges and hotels, US dollars are accepted.
However:
- Small shops normally accept only Tanzanian shillings
- Change is often given in shillings
- Some places prefer cash instead of cards
For smooth travel, it is better to carry:
- a small amount of US dollars
- some Tanzanian shillings for daily use
Currency in Tanzania – where can I exchange money?
The safest places to exchange money are:
- banks
- official exchange bureaus
- large hotels
Avoid changing money with people on the street.
You can check official currency information from the Bank of Tanzania here:
https://www.bot.go.tz
(This is an official authority site, not a tour company.)
Currency in Tanzania – how exchange rates work
The exchange rate shows how much Tanzanian shilling you get for one foreign currency unit, such as one US dollar or one euro.
Important to know:
- rates change slightly from place to place
- airports usually give a lower rate
- city exchange bureaus usually give a better rate
Always ask:
“How much will I receive in TZS?”
before confirming.
Currency in Tanzania – can I use cards (Visa / Mastercard)?
Yes, but only in some places.
Cards usually work at:
- big hotels
- high-end lodges
- some restaurants
- some supermarkets
Cards often do not work at:
- small hotels
- local shops
- fuel stations in remote areas
- villages
Also note:
- card payments may have extra fees
- network problems can stop card machines from working
For safaris and trips with Eddy Tours and Safaris, it is smart to always carry some cash.
Currency in Tanzania – mobile money is very popular
Mobile payments are extremely common in Tanzania.
The most used services are:
- M-Pesa
- Tigo Pesa
- Airtel Money
- Halopesa
Locals use mobile money for:
- food
- transport
- airtime
- small hotels
- shops
Visitors can use mobile money only if they register a local SIM card.
If you are staying for a short trip, cash is still the easiest option.
Currency in Tanzania – how much cash should I carry?
There is no fixed amount, but as a general guide:
Carry cash for:
- tips for guides and porters
- souvenirs and crafts
- small restaurants
- public toilets and parking
- small entrance fees
Do not walk with large amounts of cash in your pocket.
Keep part of your money safely in your hotel.
Currency in Tanzania – are ATMs easy to find?
ATMs are available in:
- Arusha
- Moshi
- Dar es Salaam
- major towns
But:
- some ATMs run out of cash
- international cards may fail
- rural areas have no ATMs
It is best to withdraw money before starting your safari or mountain trip.
Currency in Tanzania – tips and common mistakes to avoid
- Do not accept damaged or very old US dollar notes
- Always count your money after exchanging
- Do not exchange money in the street
- Keep small notes for tips and shopping
- Ask your lodge or guide if cards are accepted before you arrive
Why understanding the currency in Tanzania matters for your safari
When your money planning is simple, your trip becomes stress-free.
At Eddy Tours and Safaris, we always guide our guests on:
- which payments are needed in advance
- which expenses are better paid in cash
- how to prepare money for safari and mountain activities
This helps you enjoy your trip without worrying about payment problems.
Book your trip with Eddy Tours and Safaris
If you are planning a safari, Kilimanjaro climb or cultural tour, our team will clearly explain:
- accepted payment methods
- safe money handling during your trip
- what to prepare before arrival
👉 Contact Eddy Tours and Safaris today and let us help you plan a smooth and well-prepared journey in Tanzania.
Frequently asked questions about currency in Tanzania
Is the currency in Tanzania only the Tanzanian shilling?
Yes. The official national currency is the Tanzanian shilling, but US dollars are accepted in many tourist areas.
Can I pay everything by card in Tanzania?
No. Cards work only in selected places. Cash is still very important.
Is it safe to carry cash in Tanzania?
Yes, if you use normal precautions such as hotel safes and avoiding public display of money.
Can I exchange money at the airport?
Yes, but the exchange rate is usually lower than in town.